Have questions? Call:

647-852-4274

or Apply Now
Online Applications: Need Help?

We Expect From You

Honesty Please provide all important details to us. To process any credit application we will need to review your history. Lenders may understand negative items, but will surely reject an application with wrong information. Full disclosure is the best policy. Loyalty We work hard to assist you and strive to offer a high level of personal service. If you find a more competitive rate elsewhere, please let us know. Simply backing away following lender negotiations may jepoardize our relationships for the next client. Please maintain your integrity, loyalty and confidence in our service!

Bad Credit Mortgages in Cambridge

About Cambridge

Cambridge (2016 population 129,920) is a city located in Southern Ontario at the confluence of the Grand and Speed rivers in the Regional Municipality of Waterloo, Ontario, Canada. It was formed in 1973 by the amalgamation of Galt, Preston, Hespeler, the settlement of Blair and a small portion of surrounding townships.

The former Galt covers the largest portion of Cambridge, making up the southern half of the city. The former Preston and Blair are located on the western side of the city, while the former Hespeler is in the most northeasterly section of Cambridge. There was considerable resistance among the local population to the amalgamation arranged by the provincial government, and a rivalry had always governed relations among the three communities. Each unique centre has its own history that is well documented in the Cambridge City Archives.

As Cambridge has developed and the open spaces between the original municipalities have been filled in, a fourth commercial core, entirely modern in its construction, has emerged between the three former municipalities. The Macdonald-Cartier Freeway Highway 401 runs through the northern portions of the city.

Bad Credit Mortgages for All SituationsRegardless of Debt, Income, or Credit

Our mortgage specialists are here to help homeowners in all situations. We are here to help if you have debt, low income, or bad credit. Our challenged credit mortgage product allows you to use the equity in your home to consolidate your debt and convert high interest payments from credit cards and other loans into one low manageable monthly payment, regardless of your credit. This helps you better manage your finances, reduce the amount of interest and fees you pay and help you lower your monthly payments.

With a bad credit mortgage, you can pay out mortgage arrears and tax arrears, rebuild your credit, stop collections calls, stop the power of sale, and get back on track financially. We offer flexible 3, 6, and 12-month terms to suit your specific borrowing needs. Even though you may have credit issues, you can still expect approval in 10 minutes. We are here to help all homeowners, not just those with good credit.