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Honesty Please provide all important details to us. To process any credit application we will need to review your history. Lenders may understand negative items, but will surely reject an application with wrong information. Full disclosure is the best policy. Loyalty We work hard to assist you and strive to offer a high level of personal service. If you find a more competitive rate elsewhere, please let us know. Simply backing away following lender negotiations may jepoardize our relationships for the next client. Please maintain your integrity, loyalty and confidence in our service!

Bad Credit Mortgages in Oshawa

About Oshawa

Oshawa (2016 population 159,458; CMA 379,848) is a city in Ontario, Canada, on the Lake Ontario shoreline. It lies in Southern Ontario, approximately 60 kilometres east of Downtown Toronto. It is commonly viewed as the eastern anchor of the Greater Toronto Area and of the Golden Horseshoe. It is the largest municipality in the Regional Municipality of Durham. The name Oshawa originates from the Ojibwa term aaz haway, meaning “the crossing place” or just “(a)cross”.

Oshawa’s roots are tied to the automobile industry, specifically the Canadian division of General Motors, known as General Motors Canada. Founded in 1876 as the McLaughlin Carriage Company, General Motors of Canada’s headquarters are located in the city. The automotive industry was the inspiration for Oshawa’s previous mottos: “The City that Motovates Canada”, and “The City in Motion”. The lavish home of the carriage company’s founder, Parkwood Estate, is a National Historic Site of Canada, and a backdrop favoured by numerous film crews, featured in many films including It, Billy Madison, Chicago, and X-Men.

Once recognized as the sole “Automotive Capital of Canada”, Oshawa today is an education and health sciences hub. The city is home to three post-secondary institutions: Durham College, Trent University Durham and University of Ontario Institute of Technology as well as the Lakeridge Health Education and Research Network (LHEARN), in association with Lakeridge Health Oshawa, formerly the Oshawa General Hospital. Key labour force sectors include advanced manufacturing, health technology, logistics, energy and IT. In 2016, Oshawa was the sixth best place in Canada to find full-time employment based on data from StatsCan.

Downtown Oshawa is identified as an Urban Growth Centre in the Government of Ontario’s Places to Grow initiative. More than 5,000 people work and more than 2,400 university students study in the downtown core. The downtown is a prominent centre for entertainment and sporting events (Regent Theatre and Tribute Communities Centre), food (50+ restaurants and cafes) and culture (The Robert McLaughlin Gallery and Canadian Automotive Museum). Oshawa is home to a Regional Innovation Centre and offers start-up facilities for entrepreneurs and small businesses. Co-working offices are also located in the downtown.

Apply for a Second Mortgage in Oshawa

Obtaining a second mortgage in Oshawa can be a difficult endeavor for anyone who does not have perfect credit. Traditional lenders will look primarily at your credit history to determine your approval, and if your credit history isn’t perfect, this can spell disaster. Here, we pride ourselves in looking at the big picture, and we provide second mortgages in Oshawa when other lenders cannot. We are one of the country’s leading private mortgage lenders thanks to our quick, painless processes, our outstanding second mortgage interest rates, and our friendly knowledgeable staff who will help you through each step of the process.

Considering a Bad Credit Mortgage in Oshawa?

If you are ready for homeownership but your flawed credit history is holding you back, you may feel as if buying your own home is hopeless. Fortunately, we provide poor credit mortgages to people just like you every single day. Whether you want to consolidate credit card debt, pay off an automobile (or buy a new one), or even pay for repairs on your home, poor credit mortgages can help you accomplish this and more. If you’ve been turned down by other lenders, don’t let that stop you. We are here to help, and we look at your entire current situation – not just your credit history. This means we can help people that other lenders turn down based solely on their credit.

Where to Start

If you are interested in a second mortgage in Oshawa, getting started with us is easy. Just fill out the short form with your name, phone number, email address, physical address, and current employer, then tell us a little bit about your current situation. After you send your request, you will be able to fill out our simple and quick application. Unlike traditional lenders that will keep your application in underwriting for weeks at a time, we process it quickly and let you know if you’ve been approved in a matter of hours. Rather than waiting weeks or even months, you’ll find out whether you’ve been approved for your mortgage the very same day. Get started today and get yourself on the right track to financial freedom.

For people who have bad or no credit, obtaining second mortgages in Oshawa can be a long process that results in nothing but denial. Here, it is our goal to help as many people as possible get the funding they need to enjoy the best life possible. Call us right away to learn more or fill out the online application to get started. You could have your funding in a matter of days.