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Honesty Please provide all important details to us. To process any credit application we will need to review your history. Lenders may understand negative items, but will surely reject an application with wrong information. Full disclosure is the best policy. Loyalty We work hard to assist you and strive to offer a high level of personal service. If you find a more competitive rate elsewhere, please let us know. Simply backing away following lender negotiations may jepoardize our relationships for the next client. Please maintain your integrity, loyalty and confidence in our service!

Home Equity Loans in Guelph

About Guelph

Guelph Canada 2016 Census population 131,794) is a city in southwestern Ontario, Canada. Known as “The Royal City”, Guelph is roughly 28 kilometers (17 mi) east of Kitchener and 100 kilometers (62 mi) west of Downtown Toronto, at the intersection of Highway 6, Highway 7 and Wellington County Road 124. It is the seat of Wellington County but is politically independent of it. The city is built on the traditional territory of the Mississaugas of the New Credit First Nation.

The current Guelph began as a settlement in the 1820s, started by John Galt, originally from Scotland, the first Superintendent of the Canada Company. He based the headquarters, and his home, in the community. The area – much of what became Wellington County – had been part of the Halton Block, a Crown Reserve for the Six Nations Iroquois. Galt would later be considered as the founder of Guelph.

Because of its relatively low crime rates, clean environment and generally high standard of living, Guelph is consistently rated as one of Canada’s best places to live. Guelph has been noted as having one of the lowest unemployment rates in the country throughout the Great Recession. In February 2016, it had the lowest rate in the country, at 3.9 percent, compared to the national rate of 7.3 percent; in large part, this is because of the great number of manufacturing facilities, including Linamar. The unemployment rate fluctuated over the subsequent months but was at 4.5% in June 2018 vs. the national rate of 6%.

For many years, Guelph ranked at or near the bottom of Canada’s crime severity list. By 2016, the data was less impressive although Guelph was below the national average in some important aspects. The 2017 Crime Severity Index showed a 15% increase from 2016.

Home Equity Loans in Guelph

We offer a unique variety of options to our clients in home equity loans in Guelph up to and including 100% of the value of principal residences in Guelph. Second homes, cottages, farms, and commercial property are generally able to access up to 65% with exceptions where the property is in high demand.

Through our team of lenders and private investors, We are able to provide home equity loans In Guelph to Canadians with bruised credit and even those without steady or provable income. We get you approved based on how we present your best side and the marketability of your property.

The structure of the home equity loans we offer is as unique as you are. From simple home equity loans to secured gold visas there is an exact loan for your needs with the right interest rate and repayment terms that make borrowing your equity stress-free.

With a simplified application process and a quick closing option, We provide my clients with a convenient and streamlined method of accessing their equity when and how you want it. This is accomplished through strong industry relationships with lenders, investors, lawyers, and appraisers.

Don’t let your bank tell you that you have been declined to access your home equity through them. There are many options available to you and I am here to assist with accessing your equity when you need it.