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Second Mortgage Guelph

About Guelph

Guelph Canada 2016 Census population 131,794) is a city in southwestern Ontario, Canada. Known as “The Royal City”, Guelph is roughly 28 kilometres (17 mi) east of Kitchener and 100 kilometres (62 mi) west of Downtown Toronto, at the intersection of Highway 6, Highway 7 and Wellington County Road 124. It is the seat of Wellington County, but is politically independent of it. The city is built on the traditional territory of the Mississaugas of the New Credit First Nation.

The current Guelph began as a settlement in the 1820s, started by John Galt, originally from Scotland, the first Superintendent of the Canada Company. He based the headquarters, and his home, in the community. The area – much of what became Wellington County – had been part of the Halton Block, a Crown Reserve for the Six Nations Iroquois. Galt would later be considered as the founder of Guelph.

Because of its relatively low crime rates, clean environment and generally high standard of living, Guelph is consistently rated as one of Canada’s best places to live. Guelph has been noted as having one of the lowest unemployment rates in the country throughout the Great Recession. In February 2016, it had the lowest rate in the country, at 3.9 percent, compared to the national rate of 7.3 percent; in large part, this is because of the great number of manufacturing facilities, including Linamar. The unemployment rate fluctuated over the subsequent months, but was at 4.5% in June 2018 vs. the national rate of 6%.

For many years, Guelph ranked at or near the bottom of Canada’s crime severity list. By 2016, the data was less impressive although Guelph was below the national average in some important aspects. The 2017 Crime Severity Index showed a 15% increase from 2016.

Second Mortgage Guelph

Our Guelph Mortgage Specialists, can provide you with Expert Mortgage Advice and help you need to find the Best Second Mortgage Option and Rate. Contact our Mortgage Brokers to know more about line of Second Mortgage and other Mortgage Services we provide to clients across Guelph, Orangeville and the surrounding areas.

A second mortgage is an additional loan taken out on a property that is already mortgaged.

The loan is known as a “second” mortgage because your purchase loan is often the first loan that is secured by a lien on your home. Second mortgages tap into the equity in your home, which you might have built up with monthly payments or through market value increases. A second mortgage is a good way for homeowners to consolidate debt. Although these second mortgages often have higher interest rates than first mortgages, these rates are still lower than high interest credit cards, car lease payments and unsecured lines of credit. The more equity you have available in your home, the higher your chances are of qualifying for a second mortgage.

Contact our us for Expert Mortgage Advice with regards to Second Mortgage across Orangeville, Guelph and the surrounding areas. Our Mortgage Brokers provide mortgage services like Home Purchase Mortgage, Mortgage Refinance, Mortgage Renewal, Home Equity Line Of Credit, Debt Consolidation and Second Mortgages across Guelph, Orangeville and the surrounding areas.