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Kingston is a city in Eastern Ontario, Canada. It is on the eastern end of Lake Ontario, at the beginning of the St. Lawrence River and at the mouth of the Cataraqui River (south end of the Rideau Canal). The city is midway between Toronto, Ontario and Montreal, Quebec. The Thousand Islands tourist region is nearby to the east. Kingston is nicknamed the “Limestone City” because of the many heritage buildings constructed using local limestone.
Growing European exploration in the 17th century and the desire for the Europeans to establish a presence close to local Native occupants to control trade led to the founding of a French trading post and military fort at a site known as “Cataraqui” (generally pronounced “kah-tah-ROCK-way”) in 1673. This outpost, called Fort Cataraqui, and later Fort Frontenac, became a focus for settlement. Cataraqui would be renamed Kingston after the British took possession of the fort and Loyalists began settling the region in the 1780s.
Kingston was named the first capital of the United Province of Canada on February 10, 1841. While its time as a capital city was short (ending in 1844), the community has remained an important military installation. Kingston was the county seat of Frontenac County until 1998. Kingston is now a separate municipality from the County of Frontenac.
A Mortgage broker in Ontario acts as a link between a second mortgage lender and a borrower. It is the job of a Mortgage broker to assess the borrower’s details to match the best mortgage product and rates associated with it. We have the expertise and skills to grant you the best mortgage rates in the province. Call us today so we can match the best second mortgage rates for you.
When banks won’t finance your second mortgage loan, a private lender may approve you even if you have a low income or bad credit. Private lenders will finance your second mortgage on the basis of the equity in your home. Our Teams are connected with private second mortgage lenders in every city in Ontario who have approved second mortgages to many of our clients within just a few weeks.
While Mortgage brokers will help you in finding the best second mortgage rates, Home appraisal professionals will help you understand the value of your property. They will give you information on the recent selling prices of other homes in your area and how you home compares with them. Most lenders will require that a licensed home appraiser look at a property before approving a mortgage.
Mortgage refinancing lets you pay off your current loan by taking out a new one.
Refinancing helps you to consolidate debts into a single debt which in turn helps improve your credit rating. Refinancing also gets you a lower interest rate on your mortgage. A lower rate means lower payments. Thus you will end up paying less for your home overall.
Call our team of mortgage brokers today to find out the best options for a Second mortgage loan or if you’re looking to Refinance.