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Second Mortgages Oshawa

About Oshawa

Oshawa (2016 population 159,458; CMA 379,848) is a city in Ontario, Canada, on the Lake Ontario shoreline. It lies in Southern Ontario, approximately 60 kilometres east of Downtown Toronto. It is commonly viewed as the eastern anchor of the Greater Toronto Area and of the Golden Horseshoe. It is the largest municipality in the Regional Municipality of Durham. The name Oshawa originates from the Ojibwa term aaz haway, meaning “the crossing place” or just “(a)cross”.

Oshawa’s roots are tied to the automobile industry, specifically the Canadian division of General Motors, known as General Motors Canada. Founded in 1876 as the McLaughlin Carriage Company, General Motors of Canada’s headquarters are located in the city. The automotive industry was the inspiration for Oshawa’s previous mottos: “The City that Motovates Canada”, and “The City in Motion”. The lavish home of the carriage company’s founder, Parkwood Estate, is a National Historic Site of Canada, and a backdrop favoured by numerous film crews, featured in many films including It, Billy Madison, Chicago, and X-Men.

Once recognized as the sole “Automotive Capital of Canada”, Oshawa today is an education and health sciences hub. The city is home to three post-secondary institutions: Durham College, Trent University Durham and University of Ontario Institute of Technology as well as the Lakeridge Health Education and Research Network (LHEARN), in association with Lakeridge Health Oshawa, formerly the Oshawa General Hospital. Key labour force sectors include advanced manufacturing, health technology, logistics, energy and IT. In 2016, Oshawa was the sixth best place in Canada to find full-time employment based on data from StatsCan.

Downtown Oshawa is identified as an Urban Growth Centre in the Government of Ontario’s Places to Grow initiative. More than 5,000 people work and more than 2,400 university students study in the downtown core. The downtown is a prominent centre for entertainment and sporting events (Regent Theatre and Tribute Communities Centre), food (50+ restaurants and cafes) and culture (The Robert McLaughlin Gallery and Canadian Automotive Museum). Oshawa is home to a Regional Innovation Centre and offers start-up facilities for entrepreneurs and small businesses. Co-working offices are also located in the downtown.

Need a Second Mortgage in Oshawa

A Second Mortgage in Oshawa is an additional Secured Loan taken out from your Home Equity, that will sit behind you existing First Mortgage, (in most cases, normally the First Mortgage is from a Big Financial Institution, like a Bank or a Trust Company/Credit Union) which means that your Existing current First Mortgage will be left in its place as is, Untouched – But does allows you to tap in to your Home Equity on your property. We Can Help, you to borrow from your Home Equity and get you a Second Mortgage on your residential as well as Commercial Property, IF there is sufficient equity.

We understand that there are situations when you will need a second mortgage. Our Second Mortgage program allows you to take up to 90% of the equity out of your home (ONTARIO ONLY!) regardless if you have Bad Credit, Low Income, are previously Bankrupt or are in a Consumer Proposal.

We do Private Mortgages as well, for people with Bad Credit, Low Income, rates maybe a lil higher, but we can still help you get the funds, for your needs. We deal with a lot of Private lenders, so getting you an Approval is very fast. For Home-owners who have Bad Credit, Low Income, No problem, WE CAN HELP…!!! Our Ontario Second Mortgage Experts will assist and help you. As long as there is Equity in you Home, we have an Approval waiting for you.